Terms of Use

General information only — not advice

The content of this site is provided for general information about Canadian tax risk topics only. It is not tax, accounting, or legal advice, and it is not a substitute for advice given on your own facts and circumstances. Tax outcomes turn on specific facts, and general information cannot account for yours.

Do not act, or refrain from acting, on anything published here without first obtaining advice tailored to your situation.

No professional-client relationship

Reading this site, submitting a consultation request, or corresponding by WhatsApp or email does not create a professional-client relationship, and does not make you a client. Nothing on this site is an offer to act on any particular matter.

An engagement begins only when the scope, terms, and responsibilities have been set out in a signed engagement letter. Until then, no work is being performed for you and no deadline is being managed on your behalf.

Communications are generally not privileged

Communications with an accountant are generally not protected by legal privilege in Canada. Information sent through the form or over WhatsApp should be treated accordingly. Where privilege is important — and in serious disputes it often is — legal counsel is engaged first, and the advisory work is structured around that. This point is addressed early in serious matters.

For the same reason, sensitive identifiers should not be sent at the inquiry stage — no Social Insurance Numbers, account numbers, or CRA correspondence. A secure channel is arranged once an engagement is in place.

Matter patterns are illustrations only

Any matter patterns, examples, or scenarios described on this site are anonymized illustrations composed to explain how a kind of problem is approached. They are not descriptions of identifiable clients, and any resemblance to a specific person or business is unintended.

Illustrations are not predictions. Results depend entirely on the facts of a given matter, and no particular outcome is promised or implied by any example shown here.

No promise of outcome

Nothing on this site is a promise or prediction of a particular result. Dealings with the Canada Revenue Agency and the resolution of tax matters depend on facts, evidence, timing, and the exercise of judgment by others. The content here describes how matters are approached, not what any given matter will yield.

Currency of tax information

Tax figures, rates, thresholds, and procedural details on this site reflect the law and administrative practice understood to apply as of the dates shown on the relevant pages. Tax law and CRA practice change, sometimes with little notice, and information here may become out of date.

Always confirm the current rules before relying on any figure or statement, and treat dated content as a starting point for a conversation rather than a current authority.

Intellectual property

The text, design, and other content of this site are owned by Muib Khan or used with permission. You may read and reference the content for your own personal, non-commercial use. Reproducing, republishing, or distributing it for other purposes requires prior written permission.

Third-party links

This site links to third-party resources, including primary sources such as canada.ca, to support the information presented. Those sites are not under the control of this practice, and no responsibility is taken for their content, accuracy, or availability. A link is not an endorsement.

Limitation of liability

The site and its content are provided on an “as is” basis. To the fullest extent permitted by law, no liability is accepted for any loss or damage arising from use of the site or from reliance on its general information, in the absence of a signed engagement. This limitation does not affect any right that cannot be excluded under applicable law.

Professional regulation

This practice is subject to the rules of the Chartered Professional Accountants of Ontario (CPA Ontario), which govern how professional services may be described and provided. The formal identity of the practice, including designations and the registered firm name, is shown in the site footer.

Governing law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there. Any dispute relating to the site or these terms is subject to the courts of Ontario.

Changes and contact

These terms may be updated from time to time; the date they were last updated is shown at the top of this page, and the current version is the one posted here. Questions about these terms can be raised through the WhatsApp private line shown throughout this site.